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IHG Premium Credit Card Review

IHG PREMIUM one Rewards Credit Card

‏In this post I would like to highlight on IHG PREMIUM one Rewards Credit Card. The referral link to IHG Credit Cards is HERE

IHG Premium Rewards Card
IHG Premium Rewards Card

Basics:

  • Annual Fee for the Card: 99$
  • Current Offer: 140,000 Bonus Points after 3000$ Spend in first 90 days after account opening and $100 in Statement Credits on purchases at IHG® Hotels and Resorts during the first 12 months from account opening.
  • Can Earn up to 26 points per 1$ spent on IHG stays by paying with this credit card.
  • Earn 5X points on travel, dining, and at gas stations.
  • Earn 3X points per $1 spent on all other purchases.
  • Anniversary Free night: Hotel point redemption cap of 40,000 points for the stay
  • Redeem 3 nights, get 4th night FREE
  • Get Platinum Elite Status
  • 100$ Global Entry, TSA Pre Check or Nexus Credit every 4 years
  • No Foreign Transaction Fee

Who Can Apply?

Anyone with Excellent credit can apply for this Credit Card from Chase Bank. This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months

Additional Benefits:

  • Receive $50 United Travel Bank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus account.
  • Purchase Protection: This benefit covers new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per year. This benefit is useful specially for big ticket item purchases like electronics or home appliances.

How I USE IHG PREMIUM one Rewards Credit Card: 

Personally, I had this credit card for more than 1 year. Basically, I pay the Annual fee of 99$ on this card as I use the anniversary free night along with the 50$ united airlines Travel bank credit. Specially, this credit comes twice yearly in for of 25$ each time, which could be used for paid ticket purchases on united airlines. Remember this credit expires 6 months after its issued.

How I Use Points Earned from IHG PREMIUM one Rewards Credit Card:

I use the IHG points earned on hotel stays, in different part of the world I travel to. My favorite chain is “Holiday Inn Express”, as it serves complimentary breakfast at any place in the world. Recently I stayed in Nice, France and in Barcelona, Spain with the points I earned form this credit card signup bonus.

The Referral link to apply for this credit card is in the post above, if you are interested.

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