Bank of America Premium Rewards Card

Premium Rewards Credit Card is issued by Bank of America and was introduced to the market in August 2017. The official link to apply to this credit card is HERE

Basics of Bank of America Premium Rewards Credit Card:

1. Annual Fee of 95$
2. Earn 60,000 bonus points valued at 600$, after you make $4,000 in purchases in the first 90 days.
3. Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees.
4. Get up to $100 in Airport Security Statement Credits for TSA PreCheck or Global Entry application fees, every four years.
5. Earn 2 points for every $1 spent on travel and dining purchases.
6. Earn 1.5 points for every $1 spent on all other purchases.
7. Preferred Rewards members earn 25%-75% more points on every purchase.
8. No Foreign transaction Fee

Additional Benefits of Bank of America Credit Card:

1. Trip Delay Reimbursement for more than 12-hour delays.
2. Trip Cancellation/ Interruption benefit
3. Baggage Delay – Provides reimbursement of up to $100 per day (up to five days)
4. Emergency Evacuation and Transportation Coverage
5. Purchase Security – Can repair, replace or reimburse you, if an eligible item purchased with the card is stolen or damaged within 90 days. 

How I earn Points on this Card:

This is the card I use to earn points for purchases other than travel. For example, I would buy groceries, pay insurance and pay for purchases abroad.

How I use the Points from this Card:

I use the points to erase off the purchase price of mostly travel and any other expense I am allowed to erase with the points I collected. If you are interested in this Credit card, the referral link is at the start of this post.