United Explore MileagePlus Credit Card:
United Airlines Credit Card family has 4 Credit Cards in personal segment. They are all issued by Chase Bank. The four cards are as follows:
- United Explore MileagePlus Card – 95$ (Waived first year)
- Chase United Quest Card – 250$ Annual Fee
- United Gateway Credit Card – 0$
- Chase United Club Infinite Card – 525$ Annual Fee
The Official referral link to United Credit Cards is HERE
In this post I would like to highlight on United Explore MileagePlus Credit Card
Basics:
- Annual Fee for the Card: 0$ intro for first year (95$ then after)
- Current Offer: 60,000 Bonus Points after 3000$ Spend in first 3 months after account opening.
- 1st Checked Bag Free
- 2 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charge.
- 100$ Global Entry, TSA PreCheck or Nexus Credit every 4 years
- 2 Free annual passes to access united Lounges when holding united boarding passes.
- No Foreign Transaction Fee
Who Can Apply?
Anyone with Excellent credit can apply for this Credit Card from Chase Bank. This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months
Additional Benefits:
- Primary Auto Rental Collision Coverage
- Baggage Delay insurance of $100 a day for 3 days, if baggage is delayed for more than 6 hours.
- Lost Luggage Reimbursement: If you or an immediate family member checked or carryon luggage is damaged or lost by the carrier, you will be covered up to $3,000 per passenger.
- Trip Cancellation or Interruption Insurance: You could be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.
- Trip Delay Reimbursement: If the flight is delayed by more than 12 hours or requires an overnight stay, you and family are covered for unreimbursed expenses, such as meals and lodging up to $500 per ticket.
- Purchase Protection: This benefit covers new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year. This benefit is useful specially for big ticket item purchases like electronics or home appliances.
- 2 miles per $1 spent on hotel accommodations when purchased directly with the hotel.
- 2 miles per $1 spent on dining, including eligible delivery services.
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card.
1 mile per $1 spent on all other purchases.
How I USE United Explore MileagePlus Credit Card:
Personally, I had this credit card for more than 3 years. Basically, I use this Credit Card for United Airlines Paid Ticket Purchases. It earns 2 points per 1$ spent on united purchases, but the perk I like the best is the free checked bag, I get on united flights. I use the 2 Lounge Passes, when travelling by United Airlines. Additionally, I use United MileagePlus X app to purchase gift cards from restaurants like California pizza kitchen, which lets me earn 5 miles per 1$ spent. Occasionally, I do use MileagePlus dining to take our food from restaurants and pay with the registered credit card to earn united miles. If you are interested, you can register here. First time diners after dining will get 500 bonus miles.
How I Use Points Earned from United Explore MileagePlus Credit Card:
I use United Airline miles quite Offen to purchase the united or star alliance partner tickets for travel to Asia. Furthermore, I transfer points from other Credit Card transfer programs like Chase Ultimate Rewards, Bilt Rewards and Marriot Bonvoy Rewards to United Account for purchasing star alliance tickets, when I find great deals.
Occasional Perks:
This card has given me Free clear Membership for 1 year in 2022. Also, occasionally this card gives me bonus offers on gas and dining purchases, where I earn 5 points per 1$ spent.
There is the referral link in the post above to apply to United Credit Cards, if you are interested.